Triad

Triad is a small-group program built on the CIGNA national PPO network, structured like a fully insured plan so employers get predictable monthly costs without underwriting a level-funded or captive arrangement. A bundled claims-steerage and navigation program is included at no additional member cost, which can be a meaningful add for employers whose crews or production staff don’t reliably know where to go for care.

This can be a good fit for smaller construction subcontractors or manufacturing shops that want national network reach without the administrative complexity of alternative funding.