Frequently Asked Questions
Straight answers about what this site is, and isn’t.
Is this an insurance company?
No. Construction & Manufacturing Health Insurance Solutions is an educational resource and advisory navigation platform, not an insurance company or carrier.
Is this an Association Health Plan?
No.
Is this pooled risk?
No.
Is this only for construction?
No, it is for both construction and manufacturing employers.
Is this only for small employers?
No. It can help small and mid-sized employers, with some options more appropriate by size.
Can you help with union and non-union comparisons?
Yes, from a benefits strategy standpoint, but legal or labor advice should come from counsel.
Can you help with prevailing wage strategy?
We can help explain benefits and total rewards, but prevailing wage compliance should be confirmed with qualified legal/compliance professionals.
Can you help employees understand their benefits?
Yes. Employee communication is a core part of this site and our approach.
Can you help with safety?
This site is not a safety consultant, but benefits strategy can support injury recovery, disability, EAP, and healthcare access.
Do you work with payroll companies, PEOs, and workers’ comp brokers?
Yes, where appropriate, as part of a broader employer strategy.
Can you help compare fully insured, level-funded, captive, and alternative options?
Yes — see Your Options for an overview.
What information is needed for a review?
Employee count, current carrier, renewal month, census, current rates, contribution structure, SBCs, claims data if available, workers’ comp context if relevant, and your primary workforce challenges.
Still have a question?
Request a review and ask us directly.